**Terms & Conditions – SWinter Counseling and Consulting, LLC**

**Effective Date:** \[Insert Effective Date]

By accessing or using the website of SWinter Counseling and Consulting, LLC ("we," "us," or "our"), you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use this website.

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**1. Use of Website**
This website is intended for informational purposes only. You agree to use this site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the site.

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**2. No Medical or Clinical Advice**
Information provided on this site is not a substitute for professional medical, psychological, or clinical advice. Always seek direct consultation for specific questions or concerns. Viewing or using this website does not establish a client-provider relationship.

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**3. Intellectual Property**
All content on this website—including text, graphics, logos, images, and layout—is the property of SWinter Counseling and Consulting, LLC and protected by copyright and other intellectual property laws. You may not reproduce or distribute content without prior written permission.

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**4. External Links**
This website may contain links to third-party websites for your convenience. We are not responsible for the content or accuracy of any external sites and do not endorse or assume responsibility for them.

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**5. Limitation of Liability**
We make no warranties or representations regarding the availability, accuracy, or reliability of this website. In no event shall SWinter Counseling and Consulting, LLC be liable for any damages arising out of your use or inability to use the website.

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**6. Indemnification**
You agree to indemnify and hold harmless SWinter Counseling and Consulting, LLC and its affiliates, employees, and agents from any claims, liabilities, or expenses resulting from your use of this website or violation of these Terms.

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**7. Modifications**
We reserve the right to change or update these Terms & Conditions at any time without notice. Continued use of this site after modifications constitutes your acceptance of the revised terms.

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**8. Governing Law**
These Terms shall be governed by and construed in accordance with the laws of the State of \[Your State], without regard to its conflict of law principles.

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**Contact Us**
For any questions about these Terms, contact:

**SWinter Counseling and Consulting, LLC**
\[Your Address or City, State]
\[Phone Number]
\[Email Address]